OnlyFans Payouts: How Does Onlyfans Pay You?

OnlyFans Payouts and Money Withdrawal


By providing an avenue for creators to earn money directly from their fans, OnlyFans has democratized content creation. However, maximizing your earnings requires a thorough understanding of the payout system, from knowing how to withdraw money from OnlyFans to navigating payout options.

This article will walk you through the OnlyFans payout process, explaining the withdrawal time, payment methods, minimum withdrawal amounts, and more. Our aim is to equip you with the knowledge to manage your account effectively and optimize your income. Whether you are new to the platform or an experienced creator, this guide will help you navigate the financial aspects of your journey on the platform.

How do OnlyFans Payouts Work?

When it comes to generating revenue on OnlyFans, the platform adopts a generous strategy that allows content creators to keep the lion’s share of their earnings. OnlyFans deducts a 20% commission to cover referral payments, payment processing, and other services, allowing creators to retain a hefty 80% of their income. This income includes earnings from monthly subscription fees, PPV content, and tips.

Being an OnlyFans creator, you have complete control over your content’s pricing. You can set a monthly subscription fee, ask for payments for exclusive pay-per-view content, or even receive tips from your fans. Your earnings from these different sources add to your creator’s pending balance.

However, it’s essential to note that your earnings remain in your pending balance for eight days before they transfer directly to your current amount. This eight-day period is known as the ‘pending balance period’, and it operates on a rolling basis. You can easily track your earnings by navigating to the ‘Earnings’ section on your OnlyFans accounts. Once a payment is reflected in your current balance, marked by a tick, it’s ready for withdrawal.

How Fans Pay You

Fans are the cornerstone of the OnlyFans ecosystem, providing the financial support that content creators thrive on. There are four primary ways in which fans pay creators on the platform. Firstly, they can subscribe to a creator’s account for a monthly subscription fee, which typically ranges from $4.99 to $49.99. This method is akin to running a subscription-based business and is the most popular among creators.

Secondly, OnlyFans creators can also offer pay-per-view content. Users can access specific content by paying a separate fee, which can go up to $50 on free account. Thirdly, creators can charge fans for private messages or media, providing a personal touch with fees up to $100 per piece.

Lastly, tips form a crucial part of a creator’s earnings. New users can tip up to $100 per instance, and after four months on the app, this limit increases to $200.

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How to Withdraw Money from Onlyfans Account: Step-by-step Guide

Withdrawing money from your account is a relatively straightforward process, provided that your account is fully verified. Here’s a detailed guide on how to do it:

Step 1: Log In to Your OnlyFans Account

First and foremost, log in to your account via the platform’s website. Once logged in, navigate to the settings icon located in the right corner of the home screen and click on it.

Step 2: Go to Statements and Select Withdraw Current Balance

In the settings menu, select ‘Statements.’ This tab displays both your creator’s pending balance and your current balance, earned throughout the month. Ensure the amount in your account meets the minimum payout threshold set by OnlyFans. If it doesn’t, the withdraw option will be grayed out and inaccessible. If you meet the criteria, click on your balance and select ‘start bank transfer.’

Step 3: Start a Bank Account Transfer and Wait for the Funds to Arrive

There are two payout request methods at your disposal: manual payment and automatic recurring payment. The manual transfer lets you dictate the amount of money you want to transfer to your bank accounts, whereas the automatic recurring payments option automatically transfers the money from your OnlyFans to your bank account whenever it reaches the minimum payout limit. Choose the option that best suits your needs.

OnlyFans Payout Options

OnlyFans provides various payout options for its creators. Here’s a detailed breakdown of each one:

Automatic Transfer

An automatic transfer is a direct deposit system where your earnings are automatically transferred into the bank account linked with your OnlyFans profile. This option eliminates the need for manual intervention to move your earnings to your bank account. Remember, although OnlyFans does not charge any additional fees for automatic transfers, some banks might impose a transfer fee, so it’s crucial to consult your bank beforehand.

Manual Payment

With the manual payment option, you have control over when and how much money you want to withdraw. To use this method, you submit a “Pay Out Request” through your profile, specifying the amount you wish to withdraw. Your funds are then transferred directly into your linked account with no additional fees or charges. It’s crucial to double-check your payment details before requesting a payout, as any inaccuracies could cause delays or rejections.

Direct Transfer (OTC)

Direct transfer via OCT (Visa direct) enables you to receive your payout directly into your bank account. The minimum amount is $20, and it takes only one business day for the cash to arrive. The advantage here is that there’s no limit on the number of daily withdrawals, and each withdrawal can be as large as $1000. The catch is that money are transferred via Visa and Visa debit card only.

International Bank Transfer (SWIFT)

This option is a secure method to transfer payments directly into your bank account using SWIFT payments. The minimum amount is $200, and it takes 1-3 business days to process. There’s no limit on the number of daily withdrawals, and the payments are added to your bank via the international SWIFT banking system, which includes any UK bank.


E-payments are another convenient method where payments are added to your e-payment wallet. You can withdraw a maximum of $100 per transaction, with a processing time of one day. Money from your ePayment wallet can be transferred to your bank account or onto an ePayment prepared Mastercard.

OnlyFans Withdrawal Time

The timeline for OnlyFans to process your payments can vary depending on the payment method and the country you’re in. Generally, payments can take anywhere from 1 to 5 business days to process. Here’s a more detailed breakdown:

Direct Transfer: For creators in the US, UK, and European countries, direct transfers are usually processed in around 1 business day.

E-Payment Wallet: E-payment wallets are available for creators in the US, Canada, and Europe. Withdrawals using this method typically take between 1 and 2 business days, offering a rapid way to access your earnings.

International Bank Transfer: For those in Australia and other countries outside of the US, Europe, and UK, these transfers typically process in about 2 to 3 business days.

SWIFT Banking System Transfers: The SWIFT banking system transfers cater to creators outside the US, Europe, and Australia. These transfers usually take slightly longer, with processing times ranging from 3 to 5 business days.

Minimum Withdrawal Amount on OnlyFans

The minimum payout amount on the platform is a crucial factor for content creators planning their cash flows. OnlyFans requires a minimum amount of $20 for creators to make a withdrawal. This policy helps ensure secure transactions while also preventing excessive processing fees for smaller amounts.

Importantly, there are no limits on the number of times you can withdraw your earnings, giving creators the flexibility to manage their finances according to their specific needs and schedule.

Alternative Option for Content Creators to Get Paid Directly

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Looking for ways to maximize your creators’ earnings and ensure long-term profitability? Consider an alternative method to traditional platforms – Scrile Connect.

Scrile Connect provides you with the opportunity to create your very own content monetization platform, but with total control over your earnings and payments. After setting up your website, you can seamlessly integrate your preferred payment system, such as PayPal, receiving direct payments from your fans to your account, and subsequently reducing third-party fees.

Moreover, you’re not limited to traditional payment methods. Recognizing the booming billion dollars market of cryptocurrency, Scrile Connect also allows for crypto payments. Cryptocurrency’s wider distribution, lower commission fees, and enhanced transparency make it an attractive option for most creators.

Additionally, Scrile Connect supports integration with adult content-friendly payment gateways like NETbilling and CCBill, thus providing diverse payment options.

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In summary, with Scrile Connect, you have the opportunity to:

  • Receive direct payments, allowing instant access to your funds;

  • Significantly minimize your payment processing fees;

  • Offer various payment options to your audience.

Stay ahead in the creator economy with Scrile Connect and unlock new avenues for content monetization.

Final thoughts

Understanding the OnlyFans payout system is crucial for capitalizing on your content creation. From setting up withdrawals to choosing the most convenient payout method, this guide has offered an in-depth overview. With options like manual payments, automatic transfers, or e-payments, OnlyFans is flexible and attractive for creators.

Remember, however, to consider processing times, possible fees, and your tax obligations. As you grow your fan base and increase income, mastering the OnlyFans payout system is a key step in your success as a content creator.


Do you need to pay taxes from OnlyFans?

Absolutely. As a content creator on OnlyFans, you are required to pay income taxes on your annual earnings. Due to the self-employed status of creators, OnlyFans does not withhold taxes from your revenue. Therefore, at the end of the year, you may be facing a massive tax bill if you haven’t set aside money for this purpose.

OnlyFans facilitates the tax process by issuing a tax form reflecting your yearly revenue. This form, typically a 1099 for U.S. residents, helps you declare your earnings accurately. It’s a good practice to reserve about 25% of your earnings throughout the year for tax obligations to avoid any financial surprises.

Maintaining a system, such as an Excel spreadsheet, can aid in keeping track of your income and the amount set aside for taxes. Always remember that you are obliged to declare your OnlyFans revenue and pay taxes in compliance with the laws of your respective country.

How Do I Get Paid on OnlyFans?

On OnlyFans, there are several ways to earn money:

  1. Subscriptions: Charge a monthly fee for exclusive access to your content.
  2. Pay-per-view Content: Offer special content for an additional fee.
  3. Direct Messaging: Monetize personal interactions with your fans.
  4. Tips: Receive tips from subscribers as a token of appreciation.
  5. Promo ‘Shoutouts’: Collaborate with other creators or brands for promotional content.
  6. Coaching: Provide guidance or advice to other creators.
  7. Livestreaming: Engage with subscribers in real-time and monetize through special features or donations.

What is the Best Payout Method for OnlyFans?

The best payout method for OnlyFans is Direct Transfer via OCT (Visa Direct). This method allows you to receive your earnings directly into your bank account. The minimum payout amount is $20, and the funds typically arrive within one business day. An advantage of this method is the absence of a daily limit on withdrawals, with each withdrawal capable of being as much as $1000.

How to Make $10,000 a Month on OnlyFans?

To make $10,000 or more per month on OnlyFans, consider these strategies:

  1. Subscriptions: Set up a paywall for exclusive content, allowing you to charge monthly subscription fees.
  2. Diverse Content Offerings: Utilize various monetization options like pay-per-view content, direct messaging, tips, and livestreaming.
  3. Effective Promotion: Actively promote your OnlyFans page to attract and retain a substantial subscriber base.
  4. Engagement with Subscribers: Maintain a strong connection with your audience to encourage loyalty and consistent support.

Feel free to modify any part of this FAQ block to better suit the style and content of your article.

When can you cash out on OnlyFans?

You can cash out your earnings on OnlyFans once your balance reaches the minimum amount of $20. The payment request button becomes available and you can initiate the withdrawal process.

How long does a manual withdrawal take on OnlyFans?

A manual withdrawal on OnlyFans typically takes between 1 and 5 business days, depending on your chosen payment method and location. For instance, direct transfers to US, UK, or European banks usually take about 1 business day, while international SWIFT banking system transfers can take between 3 to 5 business days.

Diversify your content creation strategy and maximize your earning potential with these valuable resources:

  1. Best OnlyFans Alternatives – This article offers a comprehensive list of alternative platforms to OnlyFans. Expand your monetizing opportunities by exploring these options.
  2. How to Stay Anonymous on OnlyFans – Discover how to maintain your privacy while maximizing your earnings on OnlyFans. This guide offers top strategies for safeguarding your identity.
  3. How to Start an OnlyFans Agency – If you’re ready to take your content creation business to the next level, this ultimate guide is for you. Learn the ins and outs of launching and managing your own OnlyFans agency.

By Polina Yan

Product Marketing Manager and Content Writer at Scrile.

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